Low-e glass is window glass coated with a microscopically thin, virtually invisible layer that reduces radiant heat transfer, keeping homes warmer in winter and cooler in summer while cutting energy bills. The coating works with any window style, and the Department of...
Your roof deductible is the amount you pay out of pocket before your homeowners policy covers the rest of a roof loss, and it can be a flat dollar figure or a percentage of your home’s insured value. Storm, wind, or hail damage often carries a separate, larger...
If your roof shows lifted or curling shingles, missing tabs, bare patches where granules have worn away, or damaged edges and flashing, that’s a strong indicator of wind damage. The same goes for water stains on ceilings after a storm. Photograph everything, keep the...
A roof claim supplement is a formal request for additional insurance money after your insurer’s first estimate misses damage that only shows up once repairs start. The moment you spot hidden damage, gaps in decking, or code items your adjuster overlooked, document it...
Peeling paint or a small stain on your soffit can usually wait for a scheduled inspection. Sagging panels, active water dripping into the attic, or gaps big enough for pests to enter cannot. If you see any of those three, photograph the damage now, tarp or cover any...
